💰 Free Payroll Calculator — 2026 Tax Year
Calculate your take-home pay with federal & state taxes
New Jersey Payroll Tax Overview for 2026
New Jersey levies a state income tax with rates ranging from 1.4-10.75%. When calculating payroll in New Jersey, employers must withhold both federal and state income taxes, along with FICA contributions (Social Security at 6.2% and Medicare at 1.45%).
New Jersey Income Tax Brackets (2026)
| Income Range | Tax Rate |
|---|---|
| $0.00 — $20,000.00 | 1.4% |
| $20,000.00 — $35,000.00 | 1.75% |
| $35,000.00 — $40,000.00 | 3.5% |
| $40,000.00 — $75,000.00 | 5.525% |
| $75,000.00 — $500,000.00 | 6.37% |
| $500,000.00 — and above | 8.97% |
| $1,000,000.00 — and above | 10.75% |
Additional New Jersey Payroll Information
- Minimum Wage (2026): $15.49 per hour
- State Unemployment Insurance (SUI): 0.4-5.4% (employer-paid)
- Capital: Trenton
- Population: 9.3M
Note: SDI, FLI, WF/SWF payroll taxes also apply. Complex state.
New Jersey Take-Home Pay Examples
See how much you'd take home at different salary levels in New Jersey (single filer, 2026 tax year):
| Annual Salary | Federal Tax | State Tax | FICA | Take-Home | Eff. Rate |
|---|---|---|---|---|---|
| $50,000.00 | $3,877.50 | $1,270.00 | $3,825.00 | $41,027.50 | 17.95% |
| $75,000.00 | $7,960.00 | $2,651.25 | $5,737.50 | $58,651.25 | 21.8% |
| $100,000.00 | $13,460.00 | $4,243.75 | $7,650.00 | $74,646.25 | 25.35% |
Employer Payroll Tax Cost in New Jersey
Employers in New Jersey must pay additional payroll taxes on top of each employee's salary. Here's the employer cost breakdown for a $75,000 salary:
Employer SS (6.2%)
$4,650.00
Employer Medicare (1.45%)
$1,087.50
FUTA (0.6%)
$42.00
Total Employer Cost
$80,779.50
+7.71% above salary
New Jersey Payroll FAQ
Payroll Calculators for Other States
Disclaimer: This New Jersey payroll calculator provides estimates for informational purposes only. Actual tax withholdings may vary based on local taxes, additional deductions, and individual circumstances. New Jersey tax rates are based on 2026 figures from the IRS and New Jersey Department of Revenue. Consult a qualified tax professional for accurate payroll advice.