Calculate your take-home pay in Iowa with accurate state income tax (3.8%), federal withholding, and FICA deductions.
3.8%
State Income Tax
$7.25
Minimum Wage
3.2M
Population
💰 Free Payroll Calculator — 2026 Tax Year
Calculate your take-home pay with federal & state taxes
🏛️ Iowa Payroll Tax Overview for 2026
Iowa levies a state income tax with rates ranging from 3.8%. When calculating payroll in Iowa, employers must withhold both federal and state income taxes, along with FICA contributions (Social Security at 6.2% and Medicare at 1.45%).
Iowa Income Tax Brackets (2026)
Income Range
Tax Rate
$0.00 — and above
3.8%
Additional Iowa Payroll Information
Minimum Wage (2026): $7.25 per hour
State Unemployment Insurance (SUI): 0-7.5% (employer-paid)
Capital: Des Moines
Population: 3.2M
Note: Transitioning to flat 3.8% in 2026.
📊 Iowa Take-Home Pay Examples
See how much you'd take home at different salary levels in Iowa (single filer, 2026 tax year):
Annual Salary
Federal Tax
State Tax
FICA
Take-Home
Eff. Rate
$50,000.00
$3,877.50
$1,900.00
$3,825.00
$40,397.50
19.2%
$75,000.00
$7,960.00
$2,850.00
$5,737.50
$58,452.50
22.06%
$100,000.00
$13,460.00
$3,800.00
$7,650.00
$75,090.00
24.91%
🏢 Employer Payroll Tax Cost in Iowa
Employers in Iowa must pay additional payroll taxes on top of each employee's salary. Here's the employer cost breakdown for a $75,000 salary:
Employer SS (6.2%)
$4,650.00
Employer Medicare (1.45%)
$1,087.50
FUTA (0.6%)
$42.00
Total Employer Cost
$80,779.50
+7.71% above salary
❓ Iowa Payroll FAQ
To calculate payroll taxes in Iowa, apply the state income tax rate of 3.8% to your taxable income, then add federal income tax (10-37% based on brackets), Social Security (6.2% up to $184,500), and Medicare (1.45%). Use our calculator above for instant, accurate results.
The minimum wage in Iowa for 2026 is $7.25 per hour. Iowa follows the federal minimum wage of $7.25/hour. At this rate, a full-time employee (40 hours/week) earns approximately $15,080/year before taxes.
Yes. Iowa has a state income tax with rates of 3.8%. This is in addition to federal income tax and FICA taxes.
Disclaimer: This Iowa payroll calculator provides estimates for informational purposes only. Actual tax withholdings may vary based on local taxes, additional deductions, and individual circumstances. Iowa tax rates are based on 2026 figures from the IRS and Iowa Department of Revenue. Consult a qualified tax professional for accurate payroll advice.
Sources: IRS Publication 15 (Circular E), state Departments of Revenue, Bureau of Labor Statistics (BLS) wage data, and Social Security Administration current FICA rates.
NOT TAX ADVICE: This is an estimate tool. Consult a qualified CPA, EA, or tax professional for your specific situation. We are not a tax preparer or financial advisor.