Overtime Pay Calculator (Time and a Half)

By Mustafa Bilgic · Last updated 25 June 2026

This overtime pay calculator applies the federal time-and-a-half (1.5x) rule from the Fair Labor Standards Act: any hour worked over 40 in a workweek is paid at 1.5 times your regular rate. Enter your hourly wage and total weekly hours below to see your regular pay, overtime premium, and gross weekly pay. Below the tool we explain the often-misunderstood "regular rate of pay" rule that can change your overtime when bonuses are involved.

Estimates for educational purposes only; not legal or tax advice. The FLSA sets a federal floor; some states require daily overtime or have different rules. Gross figures shown are before taxes. Check your state labor department and the U.S. DOL for your situation.

Overtime Pay Calculator (1.5x)

Enter your rate and hours, then press Calculate.

Answer First: $20/hr for 48 Hours = $1,040 Gross

At $20/hour working 48 hours, you earn 40 regular hours × $20 = $800, plus 8 overtime hours × $30 (that is $20 × 1.5) = $240, for a gross of $1,040 before taxes. Those 8 overtime hours pay $240 instead of the $160 they would at straight time — an extra $80 from the time-and-a-half premium.

How Time and a Half Works

The rule is simple but precise. Under the Fair Labor Standards Act (FLSA), non-exempt employees must be paid at least 1.5 times their regular rate for every hour over 40 in a single workweek. A workweek is any fixed, recurring 168-hour (7-day) period your employer designates — it does not have to match the calendar week, but it cannot be averaged across two weeks to dodge overtime.

Hours/weekRegular pay (@ $20)Overtime pay (@ $30)Gross
40$800.00$0.00$800.00
45$800.00$150.00$950.00
50$800.00$300.00$1,100.00
55$800.00$450.00$1,250.00

The "Regular Rate of Pay" Rule Most People Miss

Overtime is not always 1.5x your stated hourly wage — it is 1.5x your regular rate of pay, which can be higher. The regular rate includes most non-discretionary bonuses, shift differentials, and commissions. For example, if you earn $20/hour and also a $100 weekly production bonus, the bonus is spread across your hours to find a higher regular rate, and your overtime premium is recalculated on that figure. This is one of the most common ways employers (and employees) get overtime wrong. Truly discretionary bonuses (a surprise holiday gift, say) and certain gifts are excluded.

Daily Overtime: Watch Your State

The FLSA only requires weekly overtime after 40 hours — it has no daily overtime rule. But several states add their own. California, for instance, requires 1.5x after 8 hours in a day and 2x (double time) after 12 hours, plus overtime on the seventh consecutive day. Alaska, Nevada, Colorado, and others have daily rules too. When state and federal rules differ, the one that pays you more applies. Use the 2x option in the calculator to model double-time situations.

Is Overtime Taxed More? No.

A persistent myth is that overtime is taxed at a higher rate. It is not — there is no separate "overtime tax." Overtime wages are ordinary wages, taxed the same as your regular pay. A larger paycheck can have more withheld that period because withholding tables annualize each check, but your annual tax depends on total income, and any over-withholding comes back at filing. For 2025–2028 there is a federal deduction for qualified overtime premium pay under recent law, but that is a tax-return deduction, not a change to how overtime is withheld each week.

Who Doesn't Get Overtime?

Overtime applies to non-exempt workers. Employees who are properly classified as exempt — typically salaried executive, administrative, or professional roles paid above the FLSA salary threshold and meeting a duties test — are not owed overtime. Misclassification is common and costly; if you are paid a salary but do mostly routine non-managerial work, you may actually be non-exempt and owed back overtime. The salary threshold is set by the DOL and worth checking against your pay.

Key Takeaways: Overtime Pay

Frequently Asked Questions

How do you calculate time and a half overtime?

Multiply your regular rate by 1.5 for hours over 40 in a week. At $20/hr, overtime is $30/hr; 48 hours = $800 + $240 = $1,040 gross.

When does overtime kick in under the FLSA?

After 40 hours in a single workweek for non-exempt employees. The FLSA has no daily rule, but states like California require daily overtime.

Is overtime taxed at a higher rate?

No. Overtime is taxed like regular wages. A bigger check may have more withheld that period, but annual tax is based on total income.

Does a bonus change my overtime rate?

Non-discretionary bonuses must be included in your regular rate, raising the rate your overtime premium is based on. Discretionary bonuses are excluded.