This Georgia paycheck calculator 2026 shows your GA take-home pay under Georgia's new flat 5.19% state income tax. Georgia replaced its old graduated brackets with a single flat rate that is stepping down over time — 5.19% for 2026 — on its way toward an eventual 4.99%. Combined with a state standard deduction, federal income tax, and FICA, this makes Georgia take-home pay straightforward to estimate. Enter your gross pay below to see your Georgia net paycheck for 2026 with a full deduction breakdown.
As of 2024 Georgia moved from graduated brackets to a single flat income-tax rate, and the rate is scheduled to decline each year if revenue targets are met. For tax year 2026 the flat rate is 5.19%. Georgia still provides a state standard deduction ($12,000 single / $24,000 married filing jointly), so your Georgia taxable income is your wages minus that deduction. The calculator then layers on 2026 federal income tax and the 7.65% FICA tax.
| Deduction | Rate / basis (2026) | On $60,000 salary |
|---|---|---|
| GA state income tax | 5.19% flat (after $12,000 deduction) | $2,491 |
| Federal income tax (single) | 2026 brackets | $5,020 |
| FICA | 7.65% | $4,590 |
| Net take-home | $47,899 |
A single Georgian earning $60,000 takes home about $47,899 a year, or roughly $1,842 per biweekly paycheck — an effective tax rate near 20.2%.
The freshness hook for 2026 is the flat-rate reduction. Georgia's flat tax began at 5.49% in 2024, dropped to 5.39%, and continues stepping down — reaching 5.19% in 2026 per the Tax Foundation, with a long-term target of 4.99%. Because the rate is flat, every worker pays 5.19% on Georgia taxable income, regardless of total earnings. The annual reductions are contingent on the state meeting revenue conditions set by HB 1437 and related legislation.
| Tax year | Georgia flat rate |
|---|---|
| 2024 | 5.49% |
| 2025 | 5.39% |
| 2026 | 5.19% |
| Target | 4.99% |
Georgia's tax reform increased the state standard deduction to $12,000 for single filers and $24,000 for married filing jointly. There are no more personal exemptions for the taxpayer/spouse, but Georgia still allows a deduction for dependents. Your Georgia taxable income is gross wages minus the standard deduction (and dependent amounts), then taxed at the flat 5.19%.
Hourly workers can switch the pay type to "Hourly" and enter their rate and weekly hours. The calculator annualizes (rate × hours × 52), applies the flat GA tax plus federal and FICA, and divides back to your pay frequency. A $20/hour full-time worker ($41,600/year) nets roughly $34,400 a year in Georgia after all taxes.
Federal income tax uses the 2026 brackets and the $16,100 single / $32,200 joint standard deduction. FICA is the standard 7.65% — 6.2% Social Security up to the $184,500 wage base, plus 1.45% Medicare with no cap (and 0.9% additional Medicare on wages over $200,000). These apply identically in every state; the GA 5.19% flat tax is the Georgia-specific line.
Georgia is retiree-friendly: taxpayers age 62–64 can exclude up to $35,000 of retirement income, and those 65 and older can exclude up to $65,000 ($130,000 per couple). Social Security benefits are fully exempt from Georgia income tax. These exclusions do not affect wage earners but matter for older Georgians with pension or investment income.
| Annual salary | Approx. GA net (single) | Per biweekly check |
|---|---|---|
| $40,000 | ~$33,100 | ~$1,273 |
| $60,000 | ~$47,899 | ~$1,842 |
| $80,000 | ~$61,400 | ~$2,362 |
| $100,000 | ~$74,500 | ~$2,865 |
Figures assume the single $12,000 Georgia standard deduction, the 2026 federal brackets, and standard FICA. Your actual paycheck may vary with pre-tax deductions, additional withholding, and dependents.
Two fully worked 2026 examples for a single Georgia filer, using the flat 5.19% rate and the $12,000 state standard deduction:
| Item | Salary ($60,000/yr) | Hourly ($20/hr, 40 hrs) |
|---|---|---|
| Annualized gross | $60,000 | $41,600 |
| GA taxable (after $12,000) | $48,000 | $29,600 |
| GA income tax (5.19%) | $2,491 | $1,536 |
| Federal income tax | $5,020 | $2,728 |
| FICA (7.65%) | $4,590 | $3,182 |
| Net per year | $47,899 | $34,154 |
| Net per biweekly check | $1,842 | $1,314 |
Before 2024, Georgia used graduated brackets topping out at 5.75%. The move to a single flat rate — 5.49% in 2024, 5.39% in 2025, and 5.19% in 2026 — simplifies withholding and modestly cuts taxes for most earners, especially middle and upper incomes that previously hit the 5.75% top rate. Lower-income Georgians benefit less from the rate cut but gain from the larger standard deduction. The long-term statutory target is 4.99%, reached only if the state meets annual revenue conditions.
Beyond the $12,000 single / $24,000 joint standard deduction, Georgia allows a deduction for each dependent. A family with children reduces Georgia taxable income further, lowering the 5.19% tax. The calculator above focuses on the standard deduction; if you claim dependents, your actual Georgia tax will be slightly lower than shown. Enter dependents in your employer’s G-4 withholding form to fine-tune paycheck withholding.
| Pay frequency | Net per paycheck (single) |
|---|---|
| Weekly (52) | ~$921 |
| Biweekly (26) | ~$1,842 |
| Semi-monthly (24) | ~$1,996 |
| Monthly (12) | ~$3,992 |
No. Unlike Pennsylvania or Ohio, Georgia municipalities and counties do not levy a local income or wage tax. Your only Georgia income tax is the state flat 5.19%, which keeps Georgia paycheck math simpler than in states with city-level taxes. Georgia does have local sales taxes, but those do not come out of your paycheck.
| State | State income tax on $60,000 | Approx. net |
|---|---|---|
| Florida (no income tax) | $0 | ~$50,390 |
| Tennessee (no income tax) | $0 | ~$50,390 |
| Georgia (5.19% flat) | ~$2,491 | ~$47,899 |
| South Carolina (graduated) | ~$2,900 | ~$47,490 |
Georgia sits in the middle of the Southeast: higher-tax than no-income-tax Florida and Tennessee, but its flat 5.19% is competitive with neighboring graduated-tax states, and the rate is scheduled to keep falling.
Georgia uses Form G-4 (the state counterpart to the federal W-4) to set your state withholding. Claiming allowances for yourself, a spouse, or dependents reduces the Georgia tax withheld each pay period. Because Georgia is now a flat-tax state, the math is simpler than under the old brackets, but accurate G-4 elections still matter so you neither over-withhold (giving the state an interest-free loan) nor under-withhold (risking a balance due). The calculator uses the standard deduction; if your G-4 claims additional dependents, your actual withholding and tax will be modestly lower than the figures shown.
Georgia's flat rate is scheduled to keep declining toward 4.99% if the state meets revenue conditions. Each 0.1-point reduction saves a $60,000 earner about $48 a year in state tax — small per year, but it compounds across the workforce and over time. For 2026 the rate is 5.19%; if it eventually reaches 4.99%, the same $48,000 of Georgia taxable income would owe about $2,395 instead of $2,491, a $96 annual saving. The calculator uses the confirmed 2026 rate of 5.19%; watch for the Department of Revenue's annual rate announcement.
Self-employed Georgians owe the flat 5.19% on net business income after the state standard deduction, plus federal self-employment tax (15.3%) and federal income tax. Because no employer withholds, you generally pay Georgia and federal tax through quarterly estimates. The state standard deduction still applies, and dependent deductions can lower your Georgia taxable income. This calculator is built for employees; self-employed filers should also budget for quarterly payments to avoid penalties.
For the most accurate result, enter figures straight from your own documents rather than estimates. Pull your gross pay and pay frequency from a recent pay stub, your filing status from your most recent tax return, and any pre-tax deductions (retirement, health, HSA) from your benefits enrollment. Small differences in these inputs — especially filing status and pre-tax contributions — can change your take-home by hundreds or thousands of dollars a year. The calculator uses verified 2026 federal brackets, the $184,500 Social Security wage base, and current state rules, so matching its inputs to your actual situation gives a reliable estimate you can plan around. Always treat the output as an educated estimate and confirm exact figures against your payroll provider or a tax professional, since year-to-date caps, local taxes, and W-4 elections can shift the final number.
Tax brackets, standard deductions, the Social Security wage base, and several state rates all change yearly. Using a calculator built on the correct 2026 numbers — rather than a prior-year tool — matters because the differences compound across a full year of pay. This page reflects the 2026 federal standard deductions ($16,100 single / $32,200 joint / $24,150 head of household), the 2026 bracket thresholds, the $184,500 Social Security wage base, and the latest published state rates. When the IRS and state agencies announce the following year's figures, the inputs here will be updated so your estimate stays current.
Georgia has a flat 5.19% state income tax for 2026, applied to taxable income after the state standard deduction. The flat rate is stepping down each year — from 5.49% in 2024 to 5.19% in 2026 — toward an eventual target of 4.99%, contingent on state revenue conditions.
About $47,899 a year for a single filer in 2026, or roughly $1,842 per biweekly paycheck. That reflects $2,491 Georgia income tax (5.19% after the $12,000 standard deduction), $5,020 federal tax, and $4,590 FICA.
Yes. Starting in 2024 Georgia replaced its graduated brackets with a single flat income-tax rate under HB 1437 and follow-on legislation. The rate declines annually when revenue targets are met, reaching 5.19% in 2026 with a long-term target of 4.99%.
Georgia's standard deduction is $12,000 for single filers and $24,000 for married couples filing jointly. Georgia also allows a deduction for dependents. Your Georgia taxable income is gross wages minus these amounts, taxed at the flat 5.19%.
Georgia fully exempts Social Security benefits. Residents 62–64 may exclude up to $35,000 of other retirement income, and those 65+ may exclude up to $65,000 ($130,000 per couple). These exclusions apply to retirement income, not regular wages.
Federal tax does not depend on your state. On $60,000 a single filer owes about $5,020 in 2026 federal income tax after the $16,100 standard deduction, plus $4,590 FICA. Only the 5.19% Georgia flat tax is state-specific.